FTMO Review 2025: The Go-To Prop Firm for Serious Traders – Performance, Innovation & Transparency

🏆 ABOUT FTMO

What is FTMO, Exactly?

FTMO is a modern prop trading firm based in Prague, specializing in finding, training, and providing simulated capital to traders worldwide. Founded in 2015, FTMO offers a unique evaluation process that lets any skilled trader access a simulated trading environment with virtual funds up to $200,000. Your performance in this environment can earn you real financial rewards based on a share of the profits you generate—without ever risking your own money.

FTMO is open to everyone, whether you’re just starting out or already experienced. You get a professional trading framework focused on risk management, discipline, and operational excellence. FTMO doesn’t offer brokerage or investment services—instead, you get a highly realistic educational environment and trading simulator that mirrors real financial markets.

Company History & Evolution

FTMO’s story began in 2015 in Prague, started by a group of university students passionate about trading. Their goal? Give real talent a shot at making a living from trading—without risking their own capital—by building a rigorous selection and support system. Over the years, FTMO has transformed the prop trading space with major innovations: a two-step evaluation process (Challenge + Verification), total rule transparency, a full suite of analytics and coaching tools, and, most importantly, global accessibility.

FTMO’s commitment to a professional and ethical framework has fueled explosive growth and won multiple awards, including the prestigious Deloitte Fast 50 (over 25,000% growth in four years) and EY Entrepreneur of the Year in the technology category. In 2024, FTMO was featured in Forbes magazine for its exceptional growth and its key role in democratizing prop trading.

FTMO didn’t stop at simulated accounts—it also founded Quantlane, a traditional proprietary trading firm. This lets top FTMO traders land salaried positions in institutional quantitative trading, with a professional environment on par with the world’s biggest firms.

Key Stats & Important Numbers

• Founded: 2015
• Headquarters: Prague, Czech Republic
• Clients served: Over 3,000,000 registered, 240,000 active FTMO accounts
• Countries served: 140+
• Rewards paid out: Over $450 million
• Satisfaction rating: 4.8/5 on Trustpilot
• Languages supported: 18 languages, 24/7 customer support
• Team: 150+ employees (as of 2024)
• Major awards: Deloitte Fast 50, EY Entrepreneur of the Year, FMLS Best Prop-Trading Firm/Provider (2023, 2024), Forbes 2024

FTMO’s Place in the Prop Firm Market

FTMO is now a leader and pioneer in modern prop trading. Unlike traditional firms with strict requirements for real capital access, FTMO has democratized prop trading with an objective, accessible evaluation process open to anyone, anywhere.

The FTMO model stands on three pillars:

1. Rigorous evaluation: A two-step process (Challenge then Verification) to prove your skill and discipline.
2. Simulated capital, real rewards: You trade demo accounts but can withdraw up to 90% of simulated profits as real rewards.
3. Support & innovation: Advanced analytics, performance coaching, an active community, and a shot at joining Quantlane for top performers.

FTMO stands out for its transparent rules, fee refund policy (when you pass), fast payouts, and a trading environment that closely matches real market conditions.

Its global reputation, diverse client base, and industry recognition make FTMO the top choice for independent traders ready to level up.

Company Values & Philosophy

FTMO’s mission is simple: “Give serious traders a professional, transparent, and accessible environment to develop and monetize their skills—without risking their own capital.”

FTMO’s core values:

• Merit & objectivity: Success is based solely on your performance and rule-following—no favoritism.
• Education & empowerment: You get educational tools, analytics, and coaching to help you grow.
• Transparency: Clear rules, equal conditions for everyone, and no-surprise payout policies.
• Continuous innovation: In-house development of analytics tools, simulators, mobile apps, and personalized support (coaching, FTMO Academy, Discord, etc.).
• Openness & inclusion: Worldwide access, multilingual support, an active community, regular challenges, and leaderboards to keep you motivated.

FTMO sees trading as more than just a way to make money—it’s a path for personal growth, where discipline, resilience, and emotional control are key to success. FTMO is committed to helping you progress, no matter where you start.

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🎯 WHY CHOOSE FTMO?

What Makes FTMO Different

FTMO offers a proven, one-of-a-kind model that lets any skilled trader prove themselves, grow in a professional environment, and cash out real rewards—without ever risking your own money. Here’s what sets FTMO apart:

• 100% objective, accessible evaluation: The FTMO Challenge and Verification test your real skills—no age, nationality, or experience barriers.
• No personal loss risk: All accounts are simulated. You never have to deposit funds to trade.
• Earn up to 90% of simulated profits: One of the highest rates in the industry, with fast payouts (average 8 hours).
• Fees refunded if you pass: Your Challenge fee is refunded with your first profit split.
• Full support: Proprietary analytics, performance coaching, FTMO Academy, Discord, blog, leaderboards, and a global community.
• Total transparency: Clear rules, fair execution, and equal conditions for all.
• No time limit: Move at your own pace—there’s no deadline to pass the Challenge or Verification.

Key Differentiators vs. Other Prop Firms

Here’s how FTMO stands out from most prop firms:

• Two-step evaluation: A proven, rigorous, but accessible model. The Challenge (10% profit target) then Verification (5%)—with the same risk management rules.
• Exclusive Scaling Plan: Grow your simulated capital up to $2 million and get a 90% profit split if you perform well.
• Premium Program: Prime and Supreme status with exclusive perks (free Challenge, bonuses, higher capital, no daily drawdown, Quantlane access, etc.).
• Proprietary tools: The FTMO app suite, account analytics, trading journal, equity simulator, mentor app, calculators, economic calendar, and more.
• One-on-one coaching: Free sessions with certified performance coaches specializing in trading psychology.
• Global community: Official Discord, top trader leaderboard, interviews, blog, and educational resources.
• International recognition: FTMO is honored yearly by major finance players (Deloitte, EY, Forbes, FMLS, etc.).
• 24/7 multilingual support: Help in 18 languages, fast and professional responses.

Success Stories

Out of thousands of client testimonials, here are a few that show FTMO’s impact for all kinds of traders:

• Cinthya (Ecuador): “FTMO is the key. FTMO is the first and most important step to perfecting our trading career.”
• Pepe (Netherlands, 19): “I recommend FTMO to everyone—most people don’t even believe it’s real. I was shocked at my first payout with FTMO. It’s CRAZY!” (received $76,000)
• Mugi (Mongolia): “I’m so grateful for this opportunity and want to recommend FTMO to traders in Mongolia—we have a lot of talented traders here!”
• Daisy (Kenya): “FTMO changes lives if you stick to your trading plan, stay disciplined, and stay consistent in the markets. If I can do it, you can too. Don’t give up on your dream.”

The diversity of backgrounds, global community, and consistent success stories show just how accessible—and effective—FTMO’s model really is.

Certifications & Regulations

FTMO is registered in Prague under several legal entities (FTMO s.r.o., FTMO Evaluation Global s.r.o., FTMO Trading Global s.r.o.) and operates in line with European and international regulations. FTMO has been recognized by Deloitte, EY, Forbes, and Finance Magnates as one of Central Europe’s most innovative and fastest-growing tech and finance companies.

Important: FTMO is not a broker or asset manager. It only offers simulated trading and financial education services—setting it apart from traditional investment platforms and placing it in a regulatory category that fits its business. Market data comes from institutional liquidity partners, ensuring a high-quality, realistic trading environment.

Key Partnerships

• Quantlane: FTMO’s own institutional quant trading firm, giving top traders a shot at a salaried career with bonuses and proprietary tools.
• Tech partners: Works with MetaTrader 4 & 5, cTrader, DXtrade, and top-tier market data providers.
• Education network: FTMO Academy, blog, YouTube channel, Discord, and partnerships with certified trading and performance psychology coaches.

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FTMO is the go-to prop firm for anyone serious about trading in a professional, transparent, and innovative environment. Its hybrid model—combining simulated trading, real profit sharing, coaching tools, and a path to an institutional career—makes it a unique solution in the global prop trading market.

Discover FTMO and Start Your Challenge

💰 PRICING & AVAILABLE OFFERS

FTMO uses a progressive capital account system through its Evaluation Process, which has two steps: the FTMO Challenge and Verification. Pricing and targets are the same for every account size, no matter which currency you choose (USD, EUR, GBP, etc.). Here’s a full breakdown of the offers, with capital, exact cost, profit target, and max loss allowed.

Account Types Explained

1. FTMO Challenge $10,000

Perfect if you want to start small. This is FTMO’s most accessible offer, letting you try the full Evaluation Process at a low cost. Great for beginners or anyone looking to keep risk low while getting used to FTMO’s discipline.

2. FTMO Challenge $25,000

This account gives you more room to maneuver, but still keeps the entry price reasonable. It’s a good fit if you have some experience or want a bigger payout without spending too much on the challenge.

3. FTMO Challenge $50,000

This is the most popular choice for intermediate and advanced traders who want to maximize their cost-to-reward ratio. You can aim for solid payouts at a price that’s still very competitive for the simulated capital on offer.

4. FTMO Challenge $100,000 ⭐

The $100,000 challenge is FTMO’s flagship product. Thanks to the 10-year anniversary offer, the price is slashed to €439—making it the best value for size on the FTMO market right now. Highly recommended if you want maximum leverage on your initial investment.

5. FTMO Challenge $200,000

This is the premium entry point for experienced traders or fund managers who want the highest possible allocation on FTMO. You get access to a huge simulated capital and, down the line, can scale up to $2,000,000.

Common Objectives for All Accounts

• FTMO Challenge Profit Target (Phase 1): 10% of starting capital
• Daily Max Loss: 5% of starting capital
• Total Max Loss (Max Drawdown): 10% of starting capital
• Max Duration: Unlimited (no time limit to hit your target)
• Minimum Trading Days: 4 active days (open positions required)
• Challenge Fee: One-time only, refunded with your first payout if you pass and get your FTMO Account

Verification Phase (Phase 2)

• Profit Target: 5% of starting capital
• Drawdown: Same as Phase 1 (5% daily, 10% total)
• Max Duration: Unlimited
• Fee: None, included in Challenge price

The FTMO Account After Passing

• Simulated capital assigned: Same as the Challenge you passed
• Risk management rules: Max Drawdown 10%, Daily Drawdown 5%
• Simulated profit split: 80% by default, up to 90% with Scaling Plan or Premium Program
• No new profit targets required
• Challenge fee refunded with first payout

Get Started with FTMO

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🎁 PROMOS & DISCOUNTS

FTMO occasionally runs special deals on certain Challenges:

• 10-Year Anniversary Offer: 19% off the $100,000 FTMO Challenge—just €439 instead of €539. Only for clients who don’t currently have an active $100,000 FTMO Challenge (or equivalent).
• Special $10,000 Offer: $10,000 FTMO Challenge for €89 (permanent price, lowest on the market).

⚠️ Offers are for new clients or those without an active Challenge at the specified size.

• Full Challenge Fee Refund: As soon as you get your first profit split on your FTMO Account, your Challenge fee is fully refunded.
• No public promo codes available (FTMO does not allow unofficial discount codes).
• Exclusive Premium Program Discounts: -10% on new FTMO Challenges and -15% on the FTMO e-shop for Prime/Supreme members (see Premium Program).

See FTMO Offers

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📊 ACCOUNT COMPARISON

In-Depth Look at FTMO Accounts

All FTMO accounts use the same objective structure:

• Profit target: 10% of starting capital in Phase 1 (Challenge), 5% in Phase 2 (Verification)
• Max drawdown: 10% of starting capital
• Daily drawdown: 5% of starting capital

The real difference is in the value for money and your simulated profit potential.

🔥 Cost vs. Target Analysis

Let’s break down the “Return on Investment” for each account size:

Account	Price (€)	Capital	Profit Target	Potential Profit	ROI (Profit Target ÷ Price)
$10,000	€89	$10,000	10% ($1,000)	$1,000	≈ 11.2:1
$25,000	€155	$25,000	10% ($2,500)	$2,500	≈ 16.1:1
$50,000	€250	$50,000	10% ($5,000)	$5,000	≈ 20:1
$100,000	€439	$100,000	10% ($10,000)	$10,000	≈ 22.8:1
$200,000	€1,080	$200,000	10% ($20,000)	$20,000	≈ 18.5:1

Real-life example: With the $50,000 Challenge at €250, your profit target is $5,000. That’s a 20:1 ROI—meaning if you pass the Challenge and get your first payout, you can potentially earn 20 times your initial investment (not counting your actual trading performance).

Which Account Fits Your Trading Profile?

• Beginner (small bankroll, new to prop trading): Go for the $10,000 or $25,000 Challenge. Low investment, but you get real experience with FTMO’s discipline. Good ROI, low financial risk.
• Intermediate (comfortable with risk management): The $50,000 Challenge offers the best cost/target/profit ratio. It’s a real test of discipline and opens the door to meaningful payouts.
• Experienced or semi-pro: The $100,000 Challenge—especially with the promo—is the “sweet spot.” You get maximum capital for a reduced price, plus more room for drawdown. It’s also your ticket to Premium and Scaling programs.
• Institutional or fund manager: The $200,000 Challenge is for those looking to manage serious capital and scale up to $2,000,000 with FTMO’s Scaling Plan.

Personalized Recommendations

• Small bankroll, low risk: Try the 10K or 25K to learn, minimize investment, and get used to FTMO’s rules without too much pressure.
• Looking for fast ROI: The 50K is the best cost/ROI mix—perfect if you want a high return on your first payout.
• Want to scale or access Premium: Go for 100K or 200K for more perks, flexibility, and room to grow (Prime, Supreme, Quantlane).
• Not sure? Start small, pass the process, then scale up as you master FTMO’s rules and psychology.

Quality Comparison

• The bigger the Challenge size: The higher the absolute cost, but the lower the relative cost (compared to simulated capital).
• The $100,000 Challenge has a huge discount, making it the most aggressive offer right now.
• The $200,000 Challenge gets you the max allocation and priority access to Scaling, Premium, and Quantlane (institutional trading).

See All FTMO Offers

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Start the FTMO Challenge

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Summary

• All FTMO accounts are demo—no risk to your real money
• Transparent pricing, refunded if you pass
• Scaling plan lets you grow capital up to $2,000,000
• Special FTMO deals are rare—grab them during anniversary periods
• No external promo codes—always use the official link

See the Full FTMO Pricing Table

📋 DETAILED TRADING CONDITIONS

Getting a funded FTMO account means passing a strict, transparent evaluation process. Knowing the challenge rules inside-out is key to success and making the most of what FTMO offers. Here’s the full breakdown, step by step.

1. The Evaluation Process: Two Key Steps

The FTMO journey has two main phases:

• FTMO Challenge (Step 1)
• Verification (Step 2)

Once you pass both, you become an FTMO Trader and get your FTMO Account.

Step 1: FTMO Challenge

• Profit target: 10% of starting balance (all account sizes)
• Max allowed drawdown:
  • Daily max loss: 5% of starting balance per day
  • Total max loss: 10% of starting balance
• Minimum trading days: 4 days (at least one trade per day)
• Challenge duration: No time limit—take as long as you need to hit your target
• Fee: Varies by account size (see pricing table)

Step 2: Verification

• Profit target: 5% of starting balance
• Max allowed drawdown:
  • Daily max loss: 5% of starting balance per day
  • Total max loss: 10% of starting balance
• Minimum trading days: 4 days
• Verification duration: No time limit

Step 3: FTMO Trader (FTMO Account)

• Profit target: None
• Max allowed drawdown:
  • Daily max loss: 5% of starting balance per day
  • Total max loss: 10% of starting balance
• Minimum trading days: None

Profit Targets

• Challenge: +10% of starting balance (all trades closed)
• Verification: +5% of starting balance

Max Allowed Drawdown

• Daily max loss: 5% of starting balance (e.g., $500 on a $10,000 account)
• Total max loss: 10% of starting balance (e.g., $1,000 on a $10,000 account)

S-Tier Investigation: Daily Loss Rule During Evaluation

After a deep dive into FTMO’s official pages, FAQ, and rules, it’s clear: the 5% Daily Loss Rule applies from the very start (Challenge and Verification), not just funded accounts. This limit includes the sum of closed trades and floating P/L at any time during the day.

Rules Breakdown

1. Trading period: No time limit
2. Profit target:
   • Challenge: +10% of starting balance
   • Verification: +5% of starting balance
3. Daily max loss: 5% of starting balance (capital)
4. Total max loss: 10% of starting balance
5. Minimum trading days: 4 (non-consecutive)
6. Closing trades: All positions must be closed to validate the profit target

Example (for a $10,000 account)

Rule	Challenge	Verification
Profit target	$1,000 (+10%)	$500 (+5%)
Daily max loss	$500 (5%)	$500 (5%)
Total max loss	$1,000 (10%)	$1,000 (10%)
Minimum trading days	4	4

Get Started with FTMO

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🛠️ PLATFORMS & TOOLS

FTMO gives you a professional trading environment, compatible with the most popular technologies and packed with proprietary tools to boost your performance.

Available Trading Platforms

• MetaTrader 4 (MT4): The global standard for Forex—PC, mobile, web compatible.
• MetaTrader 5 (MT5): Upgraded version, great for algorithmic traders and multi-asset management.
• cTrader: Modern platform, advanced charting, open API (C#), manual and automated trading.
• DXtrade: Multi-asset platform, advanced risk management, customizable interface.

All platforms are available on Windows, Mac, Web, and Mobile.

Analytics Tools Provided

• Account MetriX: Real-time tracking of your objectives and risk management.
• Account Analysis: Detailed reports on your performance, trading biases, and improvement areas.
• Statistical App: Market behavior statistical analysis.
• Trading Journal: Automated trading journal—add comments and screenshots.
• Mentor App: Helps you stick to discipline and risk management rules.
• Equity Simulator: Simulate equity curves and drawdown.
• Economic Calendar: Integrated, filtered for high-impact events.
• News Indicator: MetaTrader indicator showing news events on your chart.
• Quick Trade Manager: Auto position sizing, SL/TP management, break-even.
• FTMO Renko: Renko chart indicator for MT4/5.
• Calculators: Margin, lot size, pip value, and more.

MetaTrader App Suite

• 35 FXBlue tools: Mini-charts, sentiment analysis, heatmaps, account management, advanced indicators, and more.

See All FTMO Tools

Indicators & Robots (EA)

• Custom indicators: Allowed—including FTMO’s own.
• EAs (Expert Advisors) & robots: Allowed if they follow real-market conditions (no abuse, no arbitrage, no latency trading). All strategies are welcome as long as they stick to FTMO’s “real market” policy.

Connection & Setup

• Instant access to credentials after activation
• Step-by-step guides for each platform
• Multilingual support for installation and setup

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📈 INSTRUMENTS & MARKETS

FTMO gives you a huge range of instruments to diversify your strategies:

Forex (Majors & Exotics)

• EUR/USD, GBP/USD, USD/JPY, AUD/USD, USD/CAD, USD/CHF, NZD/USD, EUR/GBP, etc.
• Exotics: USD/TRY, USD/SGD, EUR/TRY, etc.

Stock Indices

• US500 (S&P500), US100 (Nasdaq), US30 (Dow Jones), GER40 (DAX), FRA40, UK100, JP225, HK50, EU50, SPN35, AUS200, N25...

Commodities

• Gold (XAUUSD), Silver (XAGUSD), Platinum, Palladium, Oil (USOIL, UKOIL), Natural Gas, Cocoa, Coffee, Corn, Soybeans, etc.

Cryptocurrencies

• BTC/USD, ETH/USD, LTC/USD, XRP/USD, DOGE/USD, ADA/USD, DOT/USD, UNI/USD, NEO/USD, AVA/USD, etc.
• 24/7 trading available depending on the platform (check platform hours for maintenance)

Stocks (CFD)

• AAPL, AMZN, TSLA, MSFT, GOOGL, NVDA, NFLX, etc.

Spreads & Commissions

• Competitive spreads: EUR/USD typically < 1 pip
• Commissions: $5 per standard Forex lot (or equivalent in account currency)
• No hidden fees

Maximum Leverage

• Forex, indices, commodities: Up to 1:100 (swing: 1:30)
• Exotics, cryptos: Variable leverage, typically 1:20 to 1:3
• Full details: See FTMO Symbols page

See Full FTMO Instrument List

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⚠️ RESTRICTIONS & PROHIBITED PRACTICES

FTMO is open to many strategies, but some behaviors are strictly forbidden to keep things fair and the model sustainable.

Trading During News

• Standard FTMO Account: Trading during major economic news is banned on certain instruments (see Economic Calendar and FTMO News Indicator).
• FTMO Swing Account: No restrictions on news trading or holding positions overnight/weekend.

Prohibited Techniques

• Latency abuse (latency arbitrage)
• Trading on bad data or platform bugs
• Inter-broker arbitrage
• Using software that exploits data lags or technical loopholes
• Extreme martingale, abusive grids, or any method that tries to game the evaluation process

Lot Size Limits

• No strict lot limits, but your orders should reflect realistic, responsible market behavior.

Risk Management Rules

• You must respect the daily (5%) and total (10%) drawdown limits
• Strictly follow the minimum trading days rule

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💳 SIGN-UP PROCESS

Becoming an FTMO trader is fast, smooth, and 100% online.

How to Sign Up

1. Create an FTMO client account on the official website
2. Pick your account size and Challenge type
3. Pay the one-time fee (see pricing table)
4. Get your platform access (credentials sent by email within minutes/hours)
5. Start your Challenge

Required Documents

• No documents needed to start the Challenge.
• Identity verification (KYC) only required when you pass and become an FTMO Trader

Identity Verification

• Official ID (passport, national ID, driver’s license)
• Standard KYC process, submitted via FTMO’s secure portal

Validation Time

• Challenge account activation: Immediate or within 1–2 business hours
• KYC validation: Usually within 1–2 business days

Start My FTMO Registration

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💰 PAYOUT & WITHDRAWAL SYSTEM

FTMO offers a super flexible, fast payout system designed for traders worldwide.

Accepted Payment Methods

• Credit/debit cards (Visa, Mastercard)
• SEPA/international bank transfer
• Cryptocurrencies (BTC, LTC, USDT)
• Skrill

Payout System Details

• Profit split: 80% of net profits (up to 90% via scaling plan or Prime status)
• Profits are paid even if FTMO doesn’t copy your trades live
• Challenge fee refunded with your first reward

Withdrawal Frequency

• Every two weeks (bi-weekly): You can request a withdrawal every 14 days minimum
• Average processing time: 8 hours (per FTMO)

Minimum Withdrawal Amount

• No minimum for FTMO accounts (you can withdraw all your profits)
• For the affiliate program: €50 minimum

Possible Fees

• No fees charged by FTMO for payments/withdrawals
• Minor fees may be charged by external providers (conversion, blockchain, etc.)

Processing Times

• Challenge: Immediate access after payment
• FTMO trader withdrawals: Average 8 hours after request, max a few business days depending on payment method

Profit Split

• 80/20 by default (80% to you)
• 90/10 if you’re on the scaling plan or have Prime/Supreme status

Get My FTMO Payout

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✅ UNIQUE ADVANTAGES

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🎓 SUPPORT & EDUCATION

Education and support are at the heart of FTMO’s model, setting it apart with its multi-channel help and top-notch educational resources.

Customer Support

• Available 24/7 via Live Chat, WhatsApp, email (support@ftmo.com)
• Phone: +420 910 920 339 (Monday–Friday 9am–5pm CE(S)T)
• 18 languages supported: French, English, Spanish, German, Arabic, Italian, Russian, Portuguese, Japanese, Czech, Polish, Turkish, Ukrainian, Vietnamese, Swahili, Tagalog, Serbian, Hebrew

Educational Resources

• FTMO Academy: Videos, articles, guides on trading, risk management, trading psychology
• Regular webinars (French, English, etc.)
• Performance coaching: One-on-one sessions with certified coaches (in English)
• Trading psychology courses: Open to everyone—even without FTMO Trader status

Community

• Official FTMO Discord: Chat, support, experience sharing, exclusive announcements
• FTMO social media: Facebook, X, Instagram, LinkedIn, YouTube

FAQ & Documentation

• Extensive FAQ section (Process, rules, platforms, payments, strategy, etc.)
• Technical documentation for platform setup and configuration
• Dedicated Premium & Affiliate support for qualified members

Explore FTMO Academy

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🚀 PREMIUM PROGRAM & SCALING PLAN

FTMO rewards top performers and loyal traders with its Premium Program and Scaling Plan.

Premium Program

Prime Status (Level 1)

• Requirements:
  • No failed FTMO Account in the last 4 months
  • Normal risk mode (not aggressive)
  • 4 payouts of at least 4% profitability (before split) on the same order
• Perks:
  • 1 free FTMO Challenge (same size as your account)
  • Dedicated support
  • Profit split bumped to 90%
  • Max allocation raised to $600,000
  • 5% rollover bonus
  • 10% off new challenges, 15% off the e-shop
  • Access to a one-time $400,000 FTMO Challenge

Supreme Status (Level 2)

• Requirements:
  • Active $400,000 FTMO Account (can merge two $200,000 accounts)
  • Active Prime status for 3 months with 3 payouts of at least 4%
• Perks:
  • All Prime benefits
  • Instant payout
  • Max allocation raised to $1 million
  • No Daily Max Loss
  • Physical trophy, exclusive merch
  • Priority access to Quantlane (institutional trading, fixed salary, dedicated seat in Prague)

Scaling Plan

• Possible 25% increase in starting balance every 4 months (if you meet performance criteria)
• Profit split rises to 90% for eligible accounts
• Capital managed up to $2,000,000 via account merging and scaling

See FTMO Premium Program

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Start the FTMO Challenge
See the instrument list
Explore FTMO Academy
Join the FTMO Discord Community

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Summary: FTMO is THE global benchmark for modern prop trading, offering a secure environment, transparent rules, an outstanding suite of tools and support, and competitive conditions for serious, disciplined traders.

Ready to unlock your potential?
Get Started with FTMO

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📊 REVIEWS & REPUTATION

Trustpilot Score

⭐ 4.8/5 (30,751 reviews)
URL: trustpilot.com
Last update: 2025-11-04

Breakdown:

• 5★: 28,291 reviews (92%)
• 4★: 1,230 reviews (4%)
• 3★: 308 reviews (1%)
• 2★: 308 reviews (1%)
• 1★: 923 reviews (3%)

Latest Reviews

• Sorbet Dynamics AS ⭐⭐⭐⭐⭐ | 2025-11-04 | Got paid & they are integral (in a shady industry). They kept their part of the agreement, revived the payout within 24H of it being processes and the refund within a week. Very happy with their service and what opportunities they provide traders. The verification for a business took some time which is expected in the bureaucracy of the modern world outside of that wonderful experience.
• customer ⭐⭐⭐⭐⭐ | 2025-11-04 | FTMO is a great prop firm! The whole process is clear and professional. Their support team is friendly and quick to respond. Really appreciate the fair trading conditions and transparency. Highly recommend!
• Anke ⭐⭐⭐⭐⭐ | 2025-11-04 | I am more than happy about working with FTMO. Passed my challenge in 5 days, my evaluation in 8 days and last week received my first payout (reward) after 2 businessdays after I requested it. Very transparant communication and very happy with how this is going. On to the next. Stay focussed, stay consistent.
• Gmonkey ⭐⭐⭐⭐⭐ | 2025-11-04 | A truly professional team and a team that provides immediate assistance to traders worthy of their trust.
• Maximilian ⭐⭐⭐⭐⭐ | 2025-11-04 | FTMO is the oldest company in the space, best Prop Firm. Over 15+ Payouts with them.
• Vector Zhou ⭐⭐⭐⭐⭐ | 2025-11-04 | Once again, I have successfully received the payment from FTMO. Thank you to the FTMO support team for their professional and patient service, which made the entire collaboration process feel excellent. FTMO is the most trustworthy company.

PropFirmsCodes Rating

⭐ 5/5

🏆 Overall Average

⭐ 4.90/5

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❓ FREQUENTLY ASKED QUESTIONS

What is an FTMO Challenge and how does it work?

The FTMO Challenge is the first phase of FTMO’s evaluation process. It’s a performance test on a simulated trading account, where your goal is to hit a specific profit target (10% of starting capital) while sticking to strict risk management rules: 5% daily drawdown and 10% total drawdown. There’s no time limit, but you need at least 4 active trading days. Once you hit the target without breaking the rules, you move on to the Verification phase.

What are the requirements to pass FTMO’s Verification phase?

Verification is the second step in the FTMO process. The rules are the same as the first phase, but the profit target drops to 5% of starting capital. You also need to stick to the 5% daily drawdown and 10% total drawdown, and trade at least 4 days. There’s no time limit. If you succeed, you get an FTMO Account with simulated capital and can start earning rewards.

How much does an FTMO Challenge cost?

The cost depends on the simulated capital you choose. Prices are: €89 for $10,000, €155 for $25,000, €250 for $50,000, €439 (instead of €539) for $100,000 (10-year offer), and €1,080 for $200,000. These are one-time fees, fully refunded with your first profit split if you pass the evaluation.

Are there any recurring fees or subscriptions with FTMO?

No—FTMO only charges a one-time fee for each Challenge. There are no monthly or annual subscriptions. Once you pay for your Challenge, there are no ongoing payments, and you can take your time without any extra fees.

What payment methods can I use to buy an FTMO Challenge?

FTMO accepts credit/debit cards (Visa, Mastercard), SEPA or international bank transfers, cryptocurrencies (BTC, LTC, USDT), and Skrill. All payments are processed online through a secure portal.

What instruments are available on FTMO accounts?

FTMO offers a wide range: Forex (majors & exotics), stock indices, commodities, cryptocurrencies, and stocks (CFDs). Spreads are competitive, and Forex commissions are $5 per standard lot. Max leverage is 1:100 for most instruments.

What trading platforms does FTMO offer?

FTMO provides MetaTrader 4 (MT4), MetaTrader 5 (MT5), cTrader, and DXtrade. These platforms work on desktop, mobile (iOS, Android), and web. FTMO also gives you proprietary tools and an app suite for tracking and analyzing your performance.

Can I use trading robots (EAs) and custom indicators?

Yes—FTMO allows trading robots (Expert Advisors) and custom indicators, as long as your strategies follow real-market conditions and don’t exploit technical loopholes (no latency arbitrage, no bug trading).

What risk management rules do I have to follow?

You must stick to a max daily drawdown of 5% of starting capital and a max total drawdown of 10%. Breaking either rule means instant disqualification from the Challenge or Verification. You also need at least 4 trading days (with at least one open trade per day).

Is there a time limit to pass the FTMO Challenge or Verification?

No—FTMO sets no time limit for you to hit your Challenge or Verification profit targets. You can move at your own pace, making it accessible even if you have a day job.

Can I trade during major economic news?

On standard accounts, trading during major news events is banned on certain instruments. On Swing accounts, there are no restrictions for news trading or holding positions overnight/weekend. Always check the economic calendar and your account type’s specific rules.

Are Challenge fees refunded?

Yes—FTMO refunds 100% of your Challenge fee with your first profit split on your FTMO Account, once you pass the evaluation process (Challenge + Verification).

How does profit sharing (payout) work?

By default, you get 80% of the profits generated on your FTMO Account. This can go up to 90% with the Scaling Plan or Premium Program. Payouts are processed every two weeks, with no minimum withdrawal, usually within 8 hours.

What withdrawal methods are available?

You can withdraw profits by bank transfer, card, or cryptocurrencies (depending on your region). FTMO charges no withdrawal fees. Minor fees may come from external providers (conversion, blockchain, etc.).

What happens if I break the drawdown rules?

Any breach of the daily (5%) or total (10%) drawdown means instant disqualification from your Challenge or Verification, with no refund. You must follow these limits exactly to get your FTMO Account.

Can I have multiple FTMO accounts at once?

Yes—you can have multiple active Challenges, but your total simulated capital managed at once is capped at $400,000. There are exceptions for Premium status or by merging accounts.

Does FTMO offer a free trial?

Yes—FTMO offers a Free Trial so you can test the Challenge conditions, tools, and platform with zero cost or commitment. It’s a great way to get used to the rules before going for a paid account.

Do I need to provide documents to sign up?

No documents are needed to buy and start an FTMO Challenge. Identity verification (KYC) is only required once you pass the evaluation, when opening your FTMO Account and requesting your first payout.

What are the benefits of FTMO’s Premium Program?

The Premium Program rewards top traders with exclusive perks: free Challenge, 90% profit split, higher max allocation, dedicated support, Quantlane access, discounts on new Challenges and the e-shop, and no daily drawdown for Supreme accounts.

What are the main restrictions or bans at FTMO?

FTMO bans latency arbitrage, bug-exploiting strategies, any behavior not reflecting real market conditions, and not following risk management rules. Strategies are otherwise open as long as they fit FTMO’s real-market environment and terms.

Can I trade stocks, cryptos, and commodities?

Yes—FTMO lets you trade a wide range of markets, including Forex, indices, commodities, cryptocurrencies, and stocks (CFDs) across its platforms. Trading hours, leverage, and conditions vary by instrument and platform.

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